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Under Australian Government legislation, and as a condition
of receiving your student visa, you are required to purchase Australian
Overseas Student Health Cover (OSHC) for your period of stay in Australia.
The University of Ballarat takes out insurance through BUPA (HBA) when it processes the Overseas Health Cover for commencing
students. Students who choose to take out Overseas Health Cover with another provider must provide evidence of payment
before their eCoE will be issued for their student visa.
The University will issue the
necessary visa documentation (Confirmation of
Enrolment) to you once the first semester (half
year) course tuition fee has been paid and evidence of
payment of the Overseas Student Health Cover
(OSHC) fee has been received. From 1 July 2010 students must obtain OSHC cover for the proposed duration of their Student visa.
In 2010 OSHC fees are:
Single
3 months: A$97
6 months: A$193
12 months: A$385
24 months: A$732
Family
3 months: A$194
6 months: A$386
12 months: A$770
24 months: A$1,464
OSHC provides the following:
Medical Expenses
OSHC provides 85% of the schedule (government-recommended)
fee for consultations for private
doctors (including specialists) and emergency
ambulance transport.
Hospital Costs
OSHC pays all charges for a shared ward and
treatment in a public (government) hospital if a doctor appointed by the
hospital treats you. If your
own doctor treats you and charges more than the
scheduled fee, you must pay the difference. If you
choose to be treated in a private hospital, OSHC pays
up to the schedule fee for treatment and
accommodation, but you must pay any extra costs.
Exclusions
OSHC does not pay for pharmaceutical drugs, dentists,
physiotherapists, glasses or contact lenses, pregnancy-related
services during the first nine months of cover,
or pre-existing conditions. Additional coverage for these
purposes can be purchased separately through
HBA or your chosen health cover provider.
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